The perfect symbiosis between Micropayment and Volksbank

An free account^* for your payment transactions

Your gateway to the digital world: With the Volksbank virtual account, you can implement your business processes directly and have your entire capital at your disposal at all times.

The account with unlimited possibilities

Focused on the future

Your Payment Account 4.0

Habits change.
Shopping changes.
Paying changes.

When the world is in motion, you need stability. This is what our partner, Volksbank eG - Die Gestalterbank, represents since more than 150 years. Together, we have therefore developed a modern payment account for our customers that is geared towards the future. A digital account for digital business.

Convince yourself

The innovative account with many advantages

Not every advantage is new. But the sum of all added values combined in our new payment account 4.0 makes the difference.
Compare yourself:

Advantages		Competitor Account
Secure: Direct availability of turnover
Convenient: One account for all incoming payments
Transparent: Your company or organization name as account holder
Innovative: Solution without escrow account model
Fast: payment and account activation in one step
Digital: Identification via IDNow
Complete: incoming payments from third parties possible

And the best comes last:
* For the payment account 4.0 no basic fees or minimum sales are charged!

Procedure

How does the new account work?

All incoming payments flow into your virtual account at the Volksbank eG.

Customer
- The customer orders and pays for the goods or service
Customer bank
- transfers the money
Payment service provider
- provides interfaces to transfer money
Merchant
- Delivery of the goods or services

All incoming funds from your various payment methods end up in one account.
Your free payment account 4.0 can be accessed directly via Alexa, by the way, and informs you about your current cash flows on request.

Take off with Micropayment

Your account of the future in four steps

1. Dealer contract
You will receive a pre-filled contract according to your requirements, which you only need to sign.
2. Identity check
For your security, you perform the Video ID procedure via IDNow. Fast and easy on your own computer.
3. Your new account
Within three working days you will receive your new virtual bank account including access data.
4. Activation of all desired payment methods
You will automatically receive our proven payment methods and start your business immediately.

The innovative account with many advantages

Comfortable and safe

The account with unlimited possibilities

In future everything at a glance: All payment methods will be bundled on only one account. So you can always see the success of your business immediately.

consultation

individualized advice